Sharfin designed and built our new website to enable us to accept online payments. The new website looks amazing and navigating around it so simple compared to what we had before. Sharfin and his team have always been available when we have required any technical support or assistance.
Skill based competition website design with payments built in
Live and taking card payments in 24 hours*. Built with skill questions, free entry routes and draw records, for the UK, Ireland and Europe.
*Approval time depends on how quickly we receive your documents. Free website for trading businesses processing £5k a month or more through eCom Pay, with start-ups looked at case by case. Pay monthly from £50 otherwise.
Can competition businesses take card payments online?
Under the Gambling Act 2005, a paid competition needs a skill question or a genuine free entry route to sit outside gambling law. Mainstream processors still restrict competition websites, so operators usually need a specialist. eCom Pay works with competition websites and eCom Pro builds the site with the skill question, free entry route and draw records in from day one.
24
hour approval*
150+
currencies processed
T+1
next working day settlement
0
rolling reserve
Competition site payments switched off?
Most competition operators start on a mainstream processor, grow, then hit a wall. The account closes, nobody can say if the format meets the rules, and Ireland and Europe look impossible. We build competition sites around a processor that works with them, and we move existing sites across without stopping your live competitions.
- Website and payments application handled together, by one team
- Approved and taking payments in 24 hours* once your documents are in
- Next working day settlement with no rolling reserve, including specialist sectors
- Already declined or closed elsewhere? Tell us on the form, it changes nothing about how we build

What your competition website includes
Built as product features your customers use, and the features that keep your account healthy once you are live.
Skill question on every competition
A question with a wrong answer path, logged per entry, so the format holds up.
Free entry route
A genuine postal or free route built into the entry flow and the terms.
Draw records and winner verification
Every draw, ticket cap and winner logged, exportable for your payment provider and for your entrants.
Entry controls by country
Entries only from the markets you have cleared, with terms per market in the local language where needed.
Multi currency checkout
GBP and EUR with settlement in the currency you choose, from 150+ currencies processed.
Migration with your competitions running
Entrant list, order history and live competitions carried across, switch over planned around draw dates.
Free, pay monthly or payments only for your competition business
Free for trading businesses above £5k a month in card revenue through eCom Pay, with start-ups looked at case by case. Pay monthly below it or for a custom build. Already have a site you like? Use our payments on their own.
Payments ready, vetted by our payments team
Before launch, the same people who handle your payments setup review your competition website and ask for any changes your business needs. Every business is looked at individually, which is why we never publish a checklist and never build to one. The site and the application go through together.
One form starts both your website build and your eCom Pay application.
Our payments team reviews the site as it is built, so nothing is left to chance at launch.
Approved and taking payments in 24 hours* once your documents are in. Next working day settlement, no rolling reserve.
Done all our website. It now accepts payments and it was very complex. Reachable at all sorts of odd hours, and had a very simple journey with sharfin. Highly recommend them and their expertise.
Sharfin was an absolute pro. Took time to really try to understand our needs and propose solutions which fit our budget and timescales. He made smart suggestions without being pushy but improving the plan so we didn't waste time or resources on things we don't need.
Every competition website we build is reviewed by the eCom Pay team before anything is submitted, so the pages a payment provider reads are right first time. That is why approval takes 24 hours once your documents are in, not weeks.
Skill based competition website and payment questions
The questions founders ask before they apply, including the ones about Stripe, PayPal and Shopify Payments.
What makes a competition skill based in the UK?
A paid competition sits outside the Gambling Act 2005 when it includes a skill question hard enough to stop a significant share of people entering or winning, or a genuine free entry route. Get legal advice on your format before launch, and build both features in from day one.
Do I need a gambling licence to run online competitions?
Not for a genuine prize competition. Under the Gambling Act 2005, a paid competition needs a skill question or a genuine free entry route. We recommend legal advice on your format, and the site is built with both features in.
My payment provider closed my competition account, what now?
Download your transaction and customer records first, then talk to a specialist. eCom Pay works with this sector, the setup is handled by experienced people, and approved accounts get next working day settlement with no rolling reserve. eCom Pro can move your site across while you keep trading.
Can I use Stripe for a competition website?
Stripe restricts prize competitions, sweepstakes and raffles, so UK operators usually need a specialist provider. eCom Pay works with competition websites, reviews your skill question, free entry route and draw records, and approved accounts settle next working day with no rolling reserve.
Can I run my competitions in Ireland and Europe?
Yes, with entry controls by country so entries only come from markets you have cleared, terms per market, and EUR settlement. Ireland is the largest competition market outside the UK and we build for it as standard. We recommend legal advice for each market.
Which payment provider approves competition websites in the UK?
Competition websites are a specialist category that mainstream processors restrict. eCom Pay works with UK and European competition operators, with 150+ currencies and next working day settlement once approved.
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View GuideSkill based competition rules in the UK
Platforms, policies and what happens between applying and taking your first payment.
Read the guideGet your competition website and payments approved together
One form. We build the site, our payments team reviews it, and eCom Pay approves your account. Approved and taking payments in 24 hours* once your documents are in.
*Approval time depends on how quickly we receive your documents.