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How to take card payments for an online pharmacy in the UK

The ways to take card payments for a pharmacy business, step by step, with the payment methods your customers expect and the documents to have ready before you apply.

How to take card payments for an online pharmacy
Step by stepUK businessesApproved in 24 hours*
The short answer

Stripe restricts pharmacies and prescription products, so UK online pharmacies usually need a specialist provider. eCom Pay works with online pharmacies, checks your GPhC and MHRA details as part of setup, and approved accounts settle next working day with no rolling reserve. eCom Pro builds the payments ready website.

Choosing a payment provider that supports online pharmacy

Online pharmacy is a specialist category. Mainstream processors such as Stripe, and Shopify Payments which runs on Stripe, restrict or review it more closely under their terms, so many UK pharmacy businesses take card payments through a specialist provider instead.

A specialist provider looks at your business on its own facts, with experienced people deciding rather than an automated score. eCom Pay works with online pharmacy businesses, and approved accounts get next working day settlement with no rolling reserve.

How to start taking card payments, step by step

  1. Decide where customers will pay. Your website checkout, a payment link, the phone, or in person. Most pharmacy businesses need two or more.
  2. Choose a provider that supports your business. Check the provider accepts online pharmacy before you build around it. Applying to one that restricts your sector costs time.
  3. Get your website reviewed before you apply. Our payments team will look at your site in the context of what you sell, for free, and tell you what, if anything, your business needs to change. See the payments ready website review.
  4. Have your documents ready. Having them to hand is what keeps approval fast. The list below covers what most businesses are asked for.
  5. Connect and test. The gateway is connected to your WooCommerce or Shopify checkout, a test payment runs end to end, then you go live.

Payment methods pharmacy customers expect

Card, Apple Pay and Google Pay are the baseline. Beyond that it depends how your customers buy.

  • Online checkout. Card, Apple Pay and Google Pay on your WooCommerce store through the eCom Pay gateway.
  • Shopify checkout. eCom Pay added as a third party payment gateway on your Shopify store.
  • Custom checkout. eCom Pay connected to a custom built site or app through the API.
  • Subscriptions. Connected to eCom Pay, settled to you next working day.
  • Pay by Link. A secure payment link sent by text or email, ideal for deposits, quotes and phone orders.
  • Recurring payments. Memberships, subscriptions and instalments billed automatically with eCom Pay recurring payments.

Documents to have ready

Most businesses are asked for the same core documents. Having them ready is the single biggest thing you can do to speed up approval.

  • Your company registration details, or sole trader details
  • Photo ID and proof of address for each director or owner
  • Business bank account details for settlement
  • Recent card processing statements, if you already take card payments

Your business may need more than this, and every business is looked at individually. We tell you exactly what your business needs when you apply, so nothing is a surprise. Approved and taking payments in 24 hours* once we have your documents.

Website and payments from one team

eCom Pro has built ecommerce websites since 2007 and eCom Pay has handled payments since 2010. We build online pharmacy websites with card payments built in, checked by our payments team before launch. The website is free for ecommerce businesses processing £5k a month or more through eCom Pay, and pay monthly from £50 a month plus VAT below that.

Already have a website? Keep it and have card payments built into your existing site, or read more about payments for online pharmacies on eCom Pay.

*Approval time depends on how quickly we receive your documents.

Payments ready, vetted by our payments team

Before launch, the same people who handle your payments setup review your pharmacy website and ask for any changes your business needs. Every business is looked at individually, which is why we never publish a checklist and never build to one. The site and the application go through together.

1
Tell us once

One form starts both your website build and your eCom Pay application.

2
Build and review together

Our payments team reviews the site as it is built, so nothing is left to chance at launch.

3
Approved and live

Approved and taking payments in 24 hours* once your documents are in. Next working day settlement, no rolling reserve.

Have your GPhC and MHRA details, your prescriber and your consultation process ready before you apply. Pharmacies with those in order are approved in 24 hours once the documents are in.

Samantha WestPharmacy and healthcare payments at eCom Pay

Questions about taking card payments for a pharmacy business

How do I take card payments for a pharmacy business?

Choose a payment provider that supports online pharmacy businesses, connect it to your website, phone line or card machine, and apply with your business details ready. eCom Pay works with online pharmacy businesses in the UK, with next working day settlement and no rolling reserve once approved.

Can I use Stripe for an online pharmacy?

Stripe restricts pharmacies and prescription products, so online pharmacies usually need a specialist provider. eCom Pay works with UK online pharmacies, checks your GPhC and MHRA details as part of setup, and approved accounts settle next working day with no rolling reserve.

Can I use PayPal for an online pharmacy?

PayPal restricts prescription medicines and many pharmacy products, so most online pharmacies need a specialist card processor. eCom Pay works with pharmacies and eCom Pro builds the website to work with it from day one.

Can I use Shopify Payments for a pharmacy store?

Shopify Payments runs on Stripe, so the same restrictions apply. Shopify lets you add a third party payment gateway instead. eCom Pay connects to Shopify, so a pharmacy store can take card payments with next working day settlement.

What documents do I need to apply?

Usually your company details, photo ID and proof of address for the directors, your business bank account details, and recent statements if you already take card payments. Your business may need more, and we tell you exactly what when you apply.

How long does approval take?

Approved and taking payments in 24 hours* once we have your documents. The only thing that slows approval is how quickly the documents come back.

Start taking card payments for your pharmacy business

Tell us once and the same team handles the website, the review and the eCom Pay application.

Call us Get started